I AUTHORIZE THE BANK TO MAKE WHATEVER CREDIT INQUIRIES IT DEEMS
NECESSARY IN CONNECTION WITH THIS APPLICATION, OR IN THE COURSE OF
REVIEW OR COLLECTION OF ANY CREDIT EXTENDED IN RELIANCE ON THE
APPLICATION. I AUTHORIZE AND DIRECT ANY PERSON OR CONSUMER REPORTING
AGENCY TO COMPILE AND FURNISH THE BANK ANY INFORMATION IT MAY HAVE OR
OBTAIN RESPONSE TO SUCH CREDIT INQUIRIES AND AGREE THAT SAME SHALL
REMAIN YOUR PROPERTY WHETHER OR NOT CREDIT IS EXTENDED. YOU ARE ALSO
AUTHORIZED TO ANSWER QUESTIONS ABOUT YOUR CREDIT EXPERIENCE WITH ME.